Do I Qualify for Fast Business Funding?

Your business needs to have been actively operating for at least six months. Brand-new businesses that have not yet run their first full month of revenue do not qualify for this specific product. If your business is newer, our credit building program or personal financing options may be a better fit.

We look at your average monthly bank deposits over the past three months. If your business is consistently bringing in $10,000 or more per month, you meet the revenue threshold. Businesses with higher monthly revenue typically qualify for larger funding amounts.

Credit scores as low as 500 are considered. We use credit as one signal among many, not a hard cutoff. If you have recent bankruptcies, open tax liens, or active legal judgments, those can affect your approval — but past derogatory marks alone are generally not disqualifying.

Restaurants, retail, contractors, trucking, medical offices, salons, e-commerce, auto repair shops, cleaning services, staffing companies, and hundreds more are funded every month. A small number of industries are excluded — primarily adult entertainment, firearms dealers, gambling operations, and a few others based on lender restrictions.

You must have a business checking account in your business's name that shows three months of activity. We review those statements to verify revenue. Personal accounts are not accepted for this product.